What is Uni-Cards || PayCheck-2023

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About UNI Card

Uniorbit Technologies Pvt Ltd. (Uni Cards) in Bengaluru, Karnataka , Uni Company Provide a Credit Card 1/3 Card in 2020(3 Year Old) , As Per RBI Roll Uni 1/3 Card Is Disable Till Now But Uni Lunch a Nx Wave The next-gen credit card, (Address: No.3, B Nexus, 3rd Block, Koramangala 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034)

in partnership with the RBL Bank, State Bank of Mauritius (SBM), and Liquiloans.

  • Contact Us: 080 68216821
  • Email: care@uni.club
  • Website: uni.cards

Features and Benefits of Uni-card

lifetime free; no joining fee, no annual charges.
Earn 1% assured cashback on your spends. Get 5X
more value than cashback at the Uni Store. Enjoy
Uni Card instantly.
1% assured cashback on your spends. The more you spend, the more you earn.
Not applicable on fuel purchases, rent & wallet transfers, ATM withdrawals & international transactions.
0% hassle, 100% paperless. Get your
Go international, without any fees.
Help, just a WhatsApp away. Anytime, Anyday.
No hidden charges, no last-minute surprises.
Uni, committed to delivering an unmatched credit experience for millions of Indians.

UNI Card VS Regular Credit Card

PaymentUNI CardRegular Credit Card
Annual & joining feeNilUsually up to Rs. 1,000, depending on the card type
Bill payment time10 days10 to 15 days
Minimum amount due7.5% of total outstanding bill5% of total outstanding bill
Rewards1% cashback on full payment2% to 5%, depending on the card type
Card freezeAfter 6 months of non-usageValid till expiry date of the card
Carry forward feesUp to 5.5%Interest is charged only on unpaid amount
Late payment feeAs per slabs of bill amountDepends on the card type
Late payment interestNilAs applicable

Unicard Details

  • Repayment: Pay full of 1/3rd for consecutive 3 billing cycles.
  • Annual fee: Nil.
  • Joining fee: Nil.
  • Bill payment time: 10 days.
  • Rewards:1% cashback on full bill payment.
  • Minimum amount due: 7.5% of the total outstanding principal.
  • Carry forward fee: Up to 5.5%.
  • Card freeze: 6 months of not using the card.
  • Late payment fee: As per the slabs of bill payment amount. No interest charged on late bill payment.

Fees and Charges of UNI Credit Card

  • Carry forward fee: Up to 5.5%.
  • Late payment fee: As per the slabs of bill payment amount. No interest charged on late Credit Card bill payment.

Eligibility Criteria of UNI Card

  • You must be a resident of India.
  • You must be aged at least 18 years.
  • Check Cibil score for credit card before applying.

About UNI-Paycheck

Uniorbit Technologies Pvt Ltd. (Uni Cards) Uni paycheck as Pat of Uni Card, Receive a fixed credit up to ₹1,00,000 every month. Sent directly to your bank account

  • Subscribe with a paperless, one-time set up that takes less than 3 minutes.
  • Choose an amount and note your date. Your Paycheck arrives on this date every month.
  • You get 15 days of FREE credit period each month. Don’t need Paychek for a month? You can always pause it from the app.
  • You will be charged a subscription fee when you sign up for Paychek.  
    This will be waived off if you remain subscribed for 12 months.

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